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Happy Holidays To All Who Serve

  Happy Holidays To All Who Serve 12/22/2025 10:28 am   By Grant Sheehan and Anthony Hernandez Every year, many Americans celebrate the joy of family and relief from work the holidays bring. Apart from the hustle and bustle, the holiday season is a special time to be with loved ones, engaging in family traditions and rituals, and making memories that will last a lifetime. However, not everyone gets to partake in the holiday gatherings.   There are over a hundred thousand military members serving in harm’s way or in 24-hour command center...
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Sunday Reading - The gold standard, explained

  Gold Standard       The gold standard, explained A gold standard is a system where a country’s currency is pegged to, and can be converted into, a fixed amount of gold. It’s typically meant to create a sense of security in the country’s currency: When a government uses a gold standard , its currency can be exchanged for an equivalent amount of gold—although regulations around redemption vary by country.   After the Civil War, in 1873, America adopted the gold standard for the first time. At the time, if gold was priced at $100 an ounce, each dollar  rep...
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Syracuse Fire Department Credit Union

Remember, you're not alone with  NCOFCU.org Join/Upgrade Check out some of NCOFCU's additional features: First Responder Credit Union Academy Financial Literacy Podcasts YouTube Mini's Blog Job Board
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‘Soft Landing’ of Economy Appears More Likely, New Analysis Suggests

WASHINGTON–The U.S. economy grew more than previously thought in the second quarter, data released Thursday shows, “bolstering the case that the country may be experiencing a so-called soft landing,” according to one new analysis. Gross domestic product grew at a 3% seasonally and inflation-adjusted annual rate, the Commerce Department said in its revised estimate. That is up from the 2.8% rate reported last month, and it is far above the first quarter’s weak 1.4% expansion. Initial jobless claims for the week ended Aug. 24 also fell slightly, according to the Labor Department, another positive sign for the health of the U.S. economy, noted the Wall Street Journal in its analysis of the newest data. ‘All But Certain’ “Despite the economy's...
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Trump Administration Begins Historic Mass Federal Layoffs Amid Shutdown, Sparking Economic Fears

  10/11/2025 08:15 am WASHINGTON—The Trump Administration on Friday began carrying out large-scale federal layoffs—formally known as reductions in force (RIFs)—marking the first mass terminations of federal employees during a government shutdown in modern U.S. history. The move, which multiple reports describe as “substantial,” has set off alarm bells among credit unions, financial regulators, and member advocates who warn that the economic fallout could be far-reaching.` Reports indicate that the Treasury RIF has eliminated all CDFI Fund staff. According to POLITICO, the Treasury Department alone was preparing to terminate roughly 1,400 employees Friday under White House direction. The confirmation came as White House Budget Director Russell Vought declared on social media that “the RIFs have begun,” a message later confirmed by the Office of Management and Budget. Bloomberg Law reported that thousands of additional layoffs were underway across multiple departments, including Heal...
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Dolphin Debit & Customized Service Concepts Partner to Expand ATM Options

HOUSTON– Dolphin Debit , a provider of ATM management services, said it is partnering with Customized Service Concepts (CSC), an ATM sales and service provider in New England, to offer financial institutions in the region a complete range of ATM options. Gary Walston The two companies said the advantages the partnership bring to clients are numerous, including the ability to meet any ATM need. Dolphin Debit can provide its ATM outsourcing solutions for CSC clients, allowing credit unions to break free of the burdens of ATM fleet management and maintenance, while CSC expert technicians will provide the service for the joint Dolphin-CSC clients, the organizations said. Customized Service Concepts, LLC, with offices in Durham, Conn., and Goffstown, N.H., has served financial institutions in New England for more than 30 years. CSC provides ATM/ITM solutions as well as a broad product range that inclu...
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Buy Now, Pay Later Keeps Gaining Ground: New Study Shows Growth Surge

03/10/2025 06:31 pm Share         TROY, Mich.— A new study reveals the appeal of buy now, pay later is not waning, as the service saw significant growth last year. The J.D. Power 2025 U.S. Buy Now Pay Later Satisfaction Study shows BNPL enjoyed continued, significant growth in the number of consumers using the product year over year, with the highest usage among consumers from Generations Y and Z, and the highest growth period during the holidays. “The BNPL segment has undoubtedly grown in popularity, with more customers using these services than ever before,” said Sean Gelles, senior director of banking and payments at J.D. Power. “That’s been especially true around seasonal periods of higher spending, such as the holidays. Card-based BNPL products continue to lead the charge on satisfaction, as issuers are leveraging their existing brand awareness and equity to retain would-be defectors.” Following are some of the key findings of the 2025 study: Gene...
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The US Senate makes major step towards recognizing firefighter cancers as line‑of‑duty deaths

   18 Dec 2025 The US Senate makes major step towards recognizing firefighter cancers as line‑of‑duty deaths en Fire Fighter´s Advocacy   Firefighter Cancer   Firefighter Unions   Firefighter's Health   Line of Duty Deaths The US senate  has passed the   Honoring Our Fallen Heroes Act , recognizing firefighter occupational cancers as line‑of‑duty deaths and extending federal benefits to families. This marks a shift in U.S. policy towards aligning with decades of advocacy by firefighter unions and survivors. According to a statement on IAFF.org,  the passing of the Act in the Senate is a "major step forward for the thousands of survivors who have been denied PSOB benefits after losing their loved one to cancer...  It now moves to the U.S. House of Representatives for consideration." According to IAFF.org, the Honor Act has strong bipartisan support in both chambers of Congress. A companion bill in the House ( H.R. 1269 ) currently has 152...
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Web3 Terms Every Professional Should Know

 Jose Triana SideCar For most people, Web3 is an often confused and hard-to-imagine future version of our world complete with its own financial systems and virtual realities we’ll use to interact. And while many of these new technologies sound exciting, a polished and functional version of them is still a ways away.  However, many of the tools and systems that will be used in the future are already being experimented with and are quickly making their way into the association and non-profit industry.  This is why having a basic knowledge of Web3 terms and concepts is key to not only understanding the possibilities for your organization, but also the future implications you need to prepare for as an association leader.  Understanding Web3 At its most basic, however, Web3 is a future iteration of the internet that will be secured by blockchain technology, likely immersive and decentralized, and using alternative finances to keep things moving.  ...
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Sunday Reading - “The Star-Spangled Banner”

  'Defence of Fort M'Henry'       What is the national anthem of the US? “The Star-Spangled Banner” is the national anthem of the United States . The song is based on a poem written by Francis Scott Key 211 years ago, on Sept. 14, 1814, during the War of 1812, while watching American troops hold off British forces at the Battle of Baltimore. Written in the battle’s immediate aftermath, the original poem borrowed a melody from a popular British song of the time . “The Star-Spangled Banner” grew popular with Americans. In 1931, President Herbert Hoover ...
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