W ASHINGTON—The Federal Financial Institutions Examination Council is seeking public comment on a proposed overhaul of the CAMELS supervisory ratings framework, marking what regulators said would be the first comprehensive revision of the bank and credit union examination system in approximately 30 years. Michelle Bowman The proposal would revise the Uniform Financial Institutions Rating System—better known as CAMELS—to place greater emphasis on material financial risk and improve the transparency and predictability of supervisory ratings. Regulators said the framework would continue to evaluate institutions on capital adequacy, asset quality, management, earnings, liquidity and sensitivity to market risk, while modifying certain composite and component rating definitions and evaluation factors. In announcing the proposal, FFIEC Chair and Federal Reserve Vice Chair for Supervision Michelle Bowman said the revised framework is intended to create “a decisive shift toward transpare...
Vizo Financial and TCT Risk Solutions Announce Strategic Partnership to Enhance Risk Management Offerings Greensboro, N.C. (May 6, 2026) – Vizo Financial and TCT Risk Solutions are pleased to announce a new strategic partnership designed to expand and strengthen risk management solutions for credit unions. This partnership brings together Vizo Financial’s trusted role as a cooperative provider of back-office support, consulting and education with TCT Risk Solutions’ specialized risk management tools, which include credit migration, loan and deposit pricing, CECL, and asset liability modeling. Through this collaboration, Vizo Financial will offer TCT's signature software and advisory capabilities, equipping credit unions with actionable insights to better understand risk, optimize financial performance and make more informed strategic decisions. The partnership aims to help credit unions move beyond reactive risk m...