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“Celebrating 25 Years of Service: Unite, Ignite, and Empower” “We train and support volunteer leaders of credit unions serving first responders to run stronger, more effective institutions.” “Great things happen when credit unions serving first responders come together. Our face-to-face and on-line interaction is the platform where collaboration begins, and GREAT ideas are generated.”
Friday, October 23, 2026
Economic Mixed Signals
SF Fire Credit Union celebrating 75th anniversary.
San Francisco Fleet Week Association at its heart is about bringing together the military, first responders, and the people they serve. That made it a meaningful backdrop for SF Fire Credit Union to continue celebrating our 75th anniversary and the firefighter community that inspired our founding in 1951.
We kicked off the week on October 6 with a ceremonial ribbon cutting at our Noe Valley branch alongside the San Francisco Chamber of Commerce, San Francisco Fire Department Chief Dean Crispen, Sam Gebler and SF Firefighters L798 members, Guardians of the City, San Francisco, marking 75 years of service and our continued commitment to the San Francisco community. We then joined K9 Heroes Day at Duboce Park on October 10 and spent October 11 at Fleet Fest at Pier 27.
I’m grateful we had the chance to celebrate this milestone in a way that felt true to who we are: rooted in service, connected to our community, and proud to stand alongside the people who show up for San Francisco every day. #FleetWeek
Wednesday, October 21, 2026
Building Tomorrow’s Credit Unions, or Just Managing Today’s?
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Tuesday, October 20, 2026
Announcing NCOFCU's 2027 Executive Leadersh
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Six Board Meetings, But Monthly Rules? NCOFCU Credit Unions Seek Answers From NCUA
WASHINGTON--As implementation of the Credit Union Board Modernization Act (CUBMA) is underway, the National Council of First Responder Credit Unions (NCOFCU) has written to the NCUA to call for clarification on several issues.
The NCUA in August wrote that CUBMA, which allows eligible federal credit unions to hold as few as six board meetings per year rather than meeting every month, is “self-executing” and can be implemented once a federal credit union amends its bylaws.
However, while credit unions begin to implement, existing regulations and guidance from the agency still assume monthly meetings, which raises questions about reporting requirements, board approvals, and other credit union responsibilities, NCOFCU said.
NCOFCU asked the agency to provide clarification about monthly financial statements, Suspicious Activity Report notifications, loans to credit union officials, and investment reporting requirements.
“Credit unions want to know what information must still be provided to the board each month, what actions can wait until the next meeting, and what matters can be handled by a board committee or another process,” wrote Grant Sheehan, CEO | NCOFCU.
The letter outlines several questions and asks the agency to provide answers so that credit unions may utilize the flexibility afforded to them by CUBMA.
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Saturday, October 17, 2026
Emergency Response Times Soar by 15 Minutes in New York City as EMTs Abandon the Profession
New York City’s emergency response times have more than doubled over the last decade, according to a new report by the New York City Comptroller.
New Yorkers facing life-threatening situations have to wait four minutes longer than in 2016 as the response time for FDNY ambulances has risen from nine minutes 35 seconds to 13 minutes nine seconds, the report found. The average response time to non life-threatening emergencies has more than doubled from 13 minutes 45 seconds in 2015 to 28 minutes 33 seconds over the same period.
And response times are one minute and 48 seconds longer for life-and-death situations than last year.
The response times are getting worse, the report stated, because there are fewer emergency medical technicians to call upon. Fire Department EMTs are being forced out of the profession due to stagnating wages amid the high cost of living in New York, it found.
“These response times are completely unacceptable and they are only getting worse,” City Councilmember Joann Ariola said in a statement to The Sun. “A solution needs to be hammered out immediately, because every day the lives of New Yorkers are at risk.”
In the last seven years, “approximately 4,300 EMTs and paramedics left their titles” according to the report — an attrition rate more than double that of the firefighters they work with. While the Fire Department of the City of New York counts 8,170 firefighters on staff, the department currently has just 2,540 EMTs.
At the same time, the number of calls is growing, further stretching their numbers.
While first-year firefighters earn just over $54,000, the fire department’s EMTs start on under $44,000. The Comptroller’s office is recommending that EMTs are paid the same as firefighters to staunch the loss of emergency medical workers.
Boosting EMT pay to match firefighters would cost New York City taxpayers $289 million per year, or $1.23 billion for the next EMT union contract, covering 2023 to 2027.
Representatives for the Mayor’s Office did not immediately respond to a request to questions about whether the city would pick up the bill or not. The news comes as recent poll numbers suggest the mayor has not met his promise to lower New York’s soaring cost of living. A forthcoming survey by Honan Strategy Group has found that 46 percent of respondents said they were likely to leave the city in the next five years due to affordability concerns.
“The Department is currently engaged in a challenging period of increasing response times,” FDNY spokesperson Amanda Farinacci said in a statement to The Sun. “We know this is unacceptable and we are working tirelessly to reverse this trend.”
Some of the cost to pay EMTs more “could potentially be offset by operational savings” including less overtime pay and reduced training costs from retaining more workers, according to the report.
The New York Fire Department responds to significantly more medical emergencies than fires. In fiscal year 2026 the FDNY handled approximately 25,000 fires, but dispatched ambulances to more than 1.1 million medical emergencies.
The frequency of emergencies also appears to be increasing, with fire department EMTs answering 22.9 percent more life-threatening calls last year than in 2015.
Published:
Updated:
Thursday, October 15, 2026
NCOFCU First Responder Credit Union Academy
www.ncofcu.org/frcua
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Lyn Lynch – National Council of First Responder Credit Unions Volunteer of the Year
Lyn's distinguished career as a firefighter is equally impressive. She was one of the first eleven women hired by the San Diego Fire-Rescue Department and spent her entire 28-year career in fire operations. She became the department's third female Captain and retired with the respect and admiration of her colleagues. Throughout her career, she was an active leader in several professional fire service organizations, including Women in the Fire Service, where she was a highly regarded speaker and panelist at regional and national conferences.
Before joining the fire service, Lyn worked in the banking industry, where she served as an internal auditor and assistant branch manager. She earned a bachelor's degree in Business and Finance, an Associate of Science degree in Fire Science, and is a California Certified Company Officer. Her unique combination of financial expertise and operational leadership has made her an invaluable asset to our credit union.
What sets Lyn apart is her wisdom, sound judgment, and unwavering dedication. During Board meetings—especially when we face complex or challenging decisions—her thoughtful insights consistently help guide the Board toward the right outcome. She approaches every issue with professionalism, integrity, and a genuine commitment to serving our members and ensuring the long-term success of the credit union.
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