Hauptman Announces Changes to NCUA’s Overdraft/NSF Fee Collection WASHINGTON, D.C. (March 3, 2025) – To help ensure credit unions can continue to support the needs of Americans struggling with inflation, the National Credit Union Administration will no longer publish overdraft and non-sufficient fund fee income for individual credit unions, Chairman Kyle S. Hauptman announced today. The NCUA will collect the data during supervisory examinations. “There is a well-intentioned movement aimed at protecting consumers from excessive fees, which is something we all support,” Chairman Hauptman said. “However, we must also consider the unintended consequences of such policies. In this instance, the previous data collection policy incentivized credit unions to avoid serving the needs of low-income and underserved communities. These fees can be the best option in a bad situation, saving money and protecting individuals’ credit scores. Overdraft also protects people from much higher costs imposed by their local governments.” View the entire press release​     This NCUA Express message is being sent on behalf of the National Credit Union Administration and contains information directly related to the NCUA's mission of regulating, chartering, and supervising federal credit unions. Please do not reply directly to this email. For more information, please contact NCUA's Office of External Affairs and Communications at OEACmail@NCUA.gov