Tim Smith blogs on the "Echo Boom", also known as Generation Y (Americans born between 1980 - 1995). Tim has previously appeared here discussing his generation's attitude towards homeownership and education. They don't date, they hook up. They don't marry, they cohabit. They prioritize parenthood more than anything, even when they remain single. Who ...**** Hooking Up With Gen Y - Challenge for Business: ??
For years, blockchain in financial services lived mostly in the world of experimentation—proofs of concept, pilot programs, and innovation labs that rarely touched day-to-day operations. That era is ending. Today, blockchain adoption is moving from experimentation to scale. Across payments, capital markets, and banking infrastructure, financial institutions are beginning to operate on new rails—powered by tokenized money, programmable assets, and always-on settlement models. For credit unions serving first responders, this shift presents not just a technology opportunity, but a strategic one. Blockchain Is Becoming Core Infrastructure The most important change isn’t the technology itself—it’s how it’s being used. Blockchain is no longer about testing what might work. It’s increasingly being deployed as infrastructure to solve long-standing problems in financial services, including slow settlement, trapped liquidity, manual reconciliation, and limited operating hours. Cr...
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