August Kirchoff finally got his chance: He was asked to serve with the Peoria firefighters he long had helped and admired. He frequently and eagerly would do grunt work around the firehouse. But when a conflagration at a brewery pressed ...**** Read Complete Story At;Luciano: Peoria's first <b>firefighter</b> death: A teen in his first hour of service: By PHIL LUCIANO
For many firefighter and other credit union primarly serving first responders, growth often feels tied to one big decision: expanding the Field of Membership (FOM). But what if you didn’t have to? What if growth could come from within —by deepening relationships, increasing engagement, and capturing more of the financial lives of the members you already serve? The truth is: it can. But it requires a shift in strategy. Rethinking What “Growth” Really Means Most institutions define growth as adding more members. But for single-sponsor credit unions, especially those serving first responders, a more powerful definition is: Growth = more value per member Many members only use one or two products—often a checking account and maybe an auto loan. Meanwhile, larger banks capture mortgages, credit cards, and investments. The opportunity isn’t just new members. It’s: More products per member Higher balances per relationship Greater share of wallet Your Biggest Advantage: The First Responder Life...
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