"No longer are home loans a quick and easy process. While most companies, including credit unions, have taken every step necessary to streamline their processes and hired numerous staff to handle the increased work, the truth of the matter is each application takes longer for all lenders to process, underwrite and close. For example, the required paper trail when gift funds are used, if disputes exist in the credit report or in how income is allocated are all much more in-depth. Even a refinancing has more stringent requirements and a streamlined loan process no longer exists. Everything is documented. Everything is checked and double-checked." **** Read at; What's Hindering Today’s Home Loan Borrower?:
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