Now use your Smartphone / IPads as a Walkie Talkie!
You might think that we’ve exhausted every variation on electronic communication — text, audio, video — but you’d be wrong. A new one is quietly winning over millions of gadget fans. They’re free apps with names like Voxer, HeyTell and Zello, and they really do mess with the rules of the game. --------Zello, HeyTell and Voxer Make Your Smartphone a Walkie-Talkie - David Pogue - NYTimes.com
ALEXANDRIA, Va. ― The National Credit Union Administration has issued a final rule revising record preservation requirements for credit unions in the event of a catastrophic act. This rule is codified at 12 CFR 749. “Maintaining vital records is essential to the safety and soundness of any federally insured credit union’s operations and its ability to best serve members,” NCUA Chairman Kyle Hauptman said in a statement. “But NCUA, unlike other regulators, didn’t have a limit on how long records had to be kept. This led to unnecessary cost, hassle and uncertainty. This final rule will ease unnecessary and overly prescriptive preservation requirements, while ensuring that credit unions retain the critical documents needed in instances of disaster” According to the agency, the vital records preservation program rule was first created in 1972 to ensure that federally insured credit unions keep duplicate records that can be used for reconstruction purposes in the event of ...

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