Skip to main content

Don’t Miss This Great Opportunity!


Don’t miss this great opportunity to meet with other firefighter credit unions and Vining Sparks in Memphis TN. Vining Sparks is offering this, registration free, one day seminar to all our firefighter credit unions.


1


clip_image001
Moving Forward

Vining Sparks' annual Credit Union Forum is geared to assist today's credit union executives and management team as they move forward in our current challenging environment of low interest rates and gradual recovering loan demand.


The seminar will be held on April 28 at The Peabody Hotel in Memphis. This full-day event will equip executives of today's credit union management team to deal with the challenges and opportunities facing them.


The last few quarters have presented mixed signals in terms of economic growth and future interest rate expectations. However, rates remain generally low and loan demand has begun gaining strength in certain parts of the country.

We will explore methods to move forward in this changing environment while simultaneously managing risk and coping with new regulations.

We invite you to come to the Forum and gather valuable ideas while networking with other credit union executives facing the same issues as you.

Monday, April 28: Schedule
Sessions (8:30am-5:00pm) - The Forum will begin early and run until late afternoon with sessions discussing the economy, balance sheet trends and risk management.

Evening (7:00pm) - The evening entertainment will include admission to a Memphis Redbirds' baseball game and a catered dinner in the ball park. Afterwards, you can explore the night life on Beale Street if you desire.

Hotel Information: The Peabody Hotel
Overnight accommodations are the attendees' responsibility and can be made directly with the Hotel Reservation Department by calling The Peabody Hotel at 800-PEABODY and asking for a room from the "Vining Sparks" room block. Reservations must be made by 3/28/2014, and the nightly rate is $195.00.
Up to 7 hours of CPE credit will be available.

A more detailed agenda and website will be coming next week!

Questions?
Please call our firefighter credit union representative, Lee Chandler, Senior Vice President
Office 800-786-1245, Cell 970-445-8410 lchandler@viningsparks.com
or Randy Wade at 800-829-0321 email him at rwade@viningsparks.com

Vining-Sparks IBG, L.P.
775 Ridge Lake Blvd. Memphis, TN 38120
Visit us on the web at www.viningsparks.com
© 2014 Vining Sparks IBG, LP | Member FINRA/SIPC

Comments

Post a Comment

Please no profanity or political comments.

Popular posts from this blog

Syracuse Fire Department Credit Union

Remember, you're not alone with  NCOFCU.org Join/Upgrade Check out some of NCOFCU's additional features: First Responder Credit Union Academy Financial Literacy Podcasts YouTube Mini's Blog Job Board
Post a Comment
Read Complete Article HERE>»

Happy Holidays To All Who Serve

  Happy Holidays To All Who Serve 12/22/2025 10:28 am   By Grant Sheehan and Anthony Hernandez Every year, many Americans celebrate the joy of family and relief from work the holidays bring. Apart from the hustle and bustle, the holiday season is a special time to be with loved ones, engaging in family traditions and rituals, and making memories that will last a lifetime. However, not everyone gets to partake in the holiday gatherings.   There are over a hundred thousand military members serving in harm’s way or in 24-hour command center...
Post a Comment
Read Complete Article HERE>»

Sunday Reading - The gold standard, explained

  Gold Standard       The gold standard, explained A gold standard is a system where a country’s currency is pegged to, and can be converted into, a fixed amount of gold. It’s typically meant to create a sense of security in the country’s currency: When a government uses a gold standard , its currency can be exchanged for an equivalent amount of gold—although regulations around redemption vary by country.   After the Civil War, in 1873, America adopted the gold standard for the first time. At the time, if gold was priced at $100 an ounce, each dollar  rep...
Post a Comment
Read Complete Article HERE>»

Is another housing bubble brewing?

While there have been fears expressed by some of a repeat of the housing bubble that led to the housing crisis just over a decade ago, numerous real estate analysts say they believe the market fundamentals are much stronger now and that the sharp increase in home prices reflects low rates, a lack of inventory, and demographics. To be sure, the market is hot in many markets, with home sellers receiving multiple cash offers, often over the listed price, on homes. Some analysts, including those at Swiss banking giant UBS, have published charts showing how home prices are outstripping both wages and rents, reported USA Today. Home prices have appreciated more than 60% since November 2012, incomes have only appreciated by 20% and rents by 30% over the same time period, the report added. “But unlike the real estate boom that led to the Great Recession, this nationwide price spike is not being fueled by a wholesale collapse in lender ethics,” USA Today reported “There aren't any low-doc o...
Post a Comment
Read Complete Article HERE>»

NAFCU Economist: U.S. Might Dodge Recession

Curt Long said a strong jobs report shows resilience despite the Fed’s escalation in interest rates. By Jim DuPlessis | January 06, 2023 CUTimes Source: Shutterstock. NAFCU Chief Economist Curt Long said Friday the continued strength in the job market has increased the odds the nation will dodge a recession this year. The U.S. Bureau of Labor Statistics reported Friday there were 153.7 million seasonally adjusted jobs in December, an increase of 223,000, or 0.1%, from November and up 3% from a year earlier. The unemployment rate was 3.5% in December, down from 3.6% in November and 3.9% in December 2021. Long said December’s rate was the lowest in more than 50 years, while the labor force participation rate rose slightly. Seasonally adjusted average hourly earnings were $32.82 in December, up 0.3% from November and up 4.6% from a year ago, a slightly lower rate of increase from previous months. Curt Long “This is an unambiguously positiv...
Post a Comment
Read Complete Article HERE>»

Sunday Reading - Lake Manly Returns

  Lake Manly Returns   An ancient lake has  reemerged in California's Death Valley National Park following record rainfall this year.  Between 128,000 and 186,000 years ago, meltwater from ice covering the Sierra Nevada fed rivers that emptied into Badwater Basin, North America’s lowest point at 282 feet below sea level. The steady flow sustained Lake Manly, nearly 100 miles long and roughly 600 feet deep. The lake disappeared as Death Valley evolved into the driest place in North America , with some areas receiving under two inches of rain annually. This year, however, the park received 2.41 inches between September and November, marking its wettest autumn on record and triggering the temporary return of a shorter, shallower Lake Manly.  Above-average rainfall periodically brings Lake Manly back, including in 2023 when Hurricane Hilary dumped 2.2 inches of rain on a single August day, allowing visi...
Post a Comment
Read Complete Article HERE>»

Many CUs Likely to Face New Operating Challenges "Michael Moebs"

04/08/2024 09:04 pm By Ray Birch LAKE FOREST, Ill.—The trend lines don’t lie: Financial institutions charging high overdraft fees will likely face operating challenges in the near future and may even be forced to merge if they don’t follow the market trend of lowering their OD charge. Michael Moebs, economist and chairman of Moebs $ervices, is offering that forecast following his company’s new overdraft study, which has found overall net OD revenue for 2023 was down 5.7%, with banks dipping by 8.1% to $31.4 billion, thrifts falling by 28.6%. and credit unions actually increasing net revenue 2.2%. The study further reveals the m...
Post a Comment
Read Complete Article HERE>»

The Many Faces of Peace

By Grant Sheehan Embracing Peace: The Legacy of the Sheehan Family As I sit down to write this blog post, I am inspired by the deep-rooted values and meanings embedded in my family name, Sheehan. Originating from the Gaelic word "O'Síothcháin," which translates to "descendant of Síothcháin," my surname encapsulates a beautiful legacy of peace and tranquility. In a world often filled with conflict and noise, the concept of peace is more important than ever. This blog post is not only a reflection on my family's heritage but also a heartfelt exploration of what peace means in today’s context. The Sheehan family has long been a symbol of harmony, and it is my hope to delve into this rich meaning and examine how we can carry forward the ideals of serenity and understanding in our lives and communities. Join me as we explore the significance of peace, both personally and universally, and how this legacy can inspire us to cultivate a more compassion...
Post a Comment
Read Complete Article HERE>»

MBA Lowers Mortgage Outlook Through 2023 - The 30-year fixed-rate exceed the 5% mark at 5.13% — the highest since November 2018.

Existing home purchases are likely to fall this year, but higher prices will cause originations to rise slightly. The Mortgage Bankers Association on Wednesday lowered its forecast for both refinance and purchase originations this year and next as interest rates rise faster than it anticipated and expectations rise for more aggressive actions by the Fed to curb inflation. MBA Chief Economist Mike Fratantoni said mortgage rates have risen by more than 1.5 percentage points since Jan. 1. “This rapid increase in rates, caused by a much more rapid pace of rate hikes and balance sheet reduction from the Federal Reserve, is in response to the booming job market and inflation being at a 40-year high,” Fratantoni said. “The jump in mortgage rates will slow the housing market and further reduce refinance demand the rest of this year.” Also on Wednesday, the MBA reported the fifth consecutive drop in its Weekly Mortgage Applications Survey. The number of applications in the week en...
Post a Comment
Read Complete Article HERE>»

Email and Text Message Etiquette

As we navigate our everyday communications, I want to emphasize the importance of practicing good email and text message etiquette. This enhances clarity and ensures that everyone feels respected and valued in our interactions. Email Etiquette: 1. Use a Clear Subject Line: A subject line that accurately reflects the content of your email will help recipients know what to expect. 2. Greet Appropriately: Start with an appropriate greeting, such as "Dear [Name]", "Hello [Name]," or "Hi [Name], which sets a positive tone. 3. Acknowledge Receipt: If you receive an email that requires a response, action, or information, please acknowledge its receipt. A simple reply confirming that you have received the email helps the sender know their message was received and provides an opportunity to clarify expectations. 4. Be Concise: Keep your emails clear and to the point. Avoid excessive details unless necessary. 5. Professional Language: Use respectful and professional l...
Post a Comment
Read Complete Article HERE>»