Skip to main content

Citing Fewer Headaches, Farmway Credit Union Selects Dolphin Debit to Manage ATMs

BELOIT, Kan.–Farmway Credit Union has selected Dolphin Debit to oversee its ATMs. The credit union said it made the move after giving Dolphin Debit a try with a single ATM three years ago, and now it has quadrupled the number of machines under Dolphin’s management.

The $97.4-million credit union, with four branches, serves 17 counties in heavily rural north central Kansas. It now has three operating Dolphin ATMs, with a fourth currently being deployed.

thumbnail_Farmway

According to FCU President and CEO Joe Deneke, Farmway’s first ATM was installed at the credit union’s Osborne branch, with the initial decision to go with Dolphin primarily being economic, as the CU looked for opportunities to reduce the costs associated with managing their own ATMs.

‘Fewer Headaches’

“ADA requirements, annual upkeep and maintenance, and compliance were big factors as well,” Deneke said. “Along with that, we anticipated fewer headaches by going with Dolphin.”

After that turned out to be the case, Farmway CU said it felt comfortable working with Dolphin to replace two other ATMs that were nearing their end of life and adding a fourth. Two of the three machines are at branches, one is in a heavily trafficked convenience store site, and the newest one is going into the Jewell County Courthouse at Mankato, the company said.

‘Really Got Us Interested’

“It was that first branch that really got us interested,” added Cindy Wiles, director of Operations for Farmway. “It was a two- or three-employee branch, and it really helped that everything was taken care of by Dolphin, although we do load our own cash.”

According to the company, Farmway ATMs are a key part of their member service strategy. “It is convenient for members not only to be able to do business without having to go into a brick and mortar building, but to have 24-7 access to their money,” Deneke said. Wiles added that ATMs “allow us access to our members and to our community.”

‘Seeing the Advantages’

Added Joe Woods, SVP-marketing and partnerships with Dolphin Debit, “For so many credit unions such as Farmway, starting small with Dolphin has led to a broader and stronger relationship once they see all the cost, convenience, and reliability advantages.

For info: www.dolphindebit.com

Comments

Popular posts from this blog

New CEO Named at SF Fire CU

  In San Francisco, – SF Fire Credit Union has appointed Robert Kassab as its president and chief executive Officer. Kassab, who has served as the $1.6-billion credit union’s CFO and most recently as Interim CEO, will lead the organization as it builds on 75 years of community service and pursues an ambitious strategy for growth and member impact, the credit union said in a statement. Robert Kassab “SF Fire Credit Union has a 75-year legacy of doing right by its members, and I take that responsibility seriously,” Kassab stated. Kassab joined SF Fire Credit Union in 2022 as CFO, where he played a central role in strengthening the institution’s financial foundation and positioning the credit union for long-term growth. His appointment as CEO follows a period of interim leadership, during which he worked closely with the board to develop a strategic vision for the credit union’s future, according to SF Fire. An Institution That ‘Deserves Them Back’ “SF Fire Credit Union was built on ...

Crews Shares Vision For NCUA, Refuses To Enter Board Battle

By Ray Birch WASHINGTON—NCUA nominee John Crews used his Senate Banking Committee confirmation hearing Thursday to lay out an agenda centered on reducing regulatory burden for smaller credit unions, encouraging technological innovation and reviving the formation of new credit unions, while declining to weigh in on the legality of the NCUA's current one-member board because of pending litigation. Although much of the hearing was dominated by sharp questioning of fellow nominee Christopher Phelan over the economy, inflation, tax policy and President Trump's agenda, Crews' exchanges with senators offered insights into how he might approach regulating the credit union system if confirmed. The hearing proceeded despite questions on Capitol Hill over whether it would even take place following Wednesday's political turmoil surrounding President Trump's demand that Congress pass the SAVE America Act before he signs bipartisan housing legislation and the Senate's decisio...

NCUA Board Meeting Coverage: Here’s Where Deregulation Project Stands

  ALEXANDRIA, Va.—An update on NCUA’s ongoing Deregulation Project was provided during the Thursday board meeting. Offering the update was Amanda Parkhill, acting director of the agency’s Office of Examination and Insurance.“There’s a lot going on and we anticipate over 50 rulemaking guidance and policy actions as a result of the deregulation project and other efforts taken to reduce burden and streamline processes,” said Parkhill. “These cover a wide variety of topics from new,   innovative technology to long standing anti money laundering and consumer compliance requirements. Many of the actions we are working on involve coordination with other regulators to ensure that requirements are consistent among banks and credit unions.” Parkhill said 31 proposals have been made as part of the Deregulation Projects, two of which are still out for comment.  “We are in very stages of finalizing several of the proposed rules,” Parkhill said. adding that objective is to wrap up phas...

DC Round-Up

  HUD Makes ACU-Requested Change; Hearing on Payments Today; CU-Backed Candidate Wins in Utah WASHINGTON–The Department of Housing and Urban Development (HUD) has updated Federal Housing Administration (FHA) quality control requirements to allow greater flexibility and alternatives to appraisal field reviews in a change that had been requested earlier by a coalition of 10 trade groups, including America’s Credit Unions .  The new provisions took effect immediately when released in a Mortgagee Letter on June 23, . According to ACU, the change removes the requirement for mortgage lenders, including credit unions, to obtain appraisal field reviews on at least 10% of origination and underwriting quality control reviews.  “The change will make field reviews optional for appraisal quality control, maintain FHA’s core appraisal compliance framework, and give lenders the ability to tailor their review methods on a case-by-case-specific risk,” America’s Credit Unions said. “The r...

Healthcare Fraud Sweep

  The Justice Department has charged 455 defendants across 45 states and US territories in a $6.5B healthcare fraud crackdown , which officials described as the largest coordinated enforcement action in its history and the second-largest amount ever charged in a single operation (behind last year’s $14.6B operation). Authorities say the schemes targeted Medicare, Medicaid, and other healthcare programs through fraudulent billing, illegal kickbacks, opioid distribution, and telemedicine operations. Those charged include 90 licensed medical professionals, while 295 defendants are tied to over $500M in false Medicaid claims. Investigators also seized more than $127M in cash, vehicles, jewelry, and other assets tied to the alleged fraud. The two-week crackdown comes amid the Trump administration’s antifraud push, with expanded data-sharing efforts across agencies (scroll to see coordinated effort ). Experts estimate healthcare fraud costs t...

Facial recognition to secure payments will exceed 1.4 billion globally by 2025

BASINGSTOKE, U.K.– The number of users of software-based facial recognition to secure payments will exceed 1.4 billion globally by 2025, from just 671 million in 2020, according to a new study from Juniper Research. “This rapid growth of 120% demonstrates how widespread facial recognition has become; fueled by its low barriers to entry, a front-facing camera and appropriate software,” Juniper said, noting the research identified the implementation of FaceID by Apple as accelerating the growth of the wider facial recognition market, despite the challenges to facial recognition during the pandemic with face mask use. The research recommends that facial recognition vendors implement robust and rapidly evolving AI based verification checks to ensure the validity of user identity, or risk losing user trust in the authentication method as spoofing attempts increase, Juniper reported. Fingerprint Sensors The new research, Mobile Payment Authentication: Biometrics, Regulation & Market Fore...

Boston Firefighters Credit Union Becomes First Responders Credit Union

New name reflects nearly 80 years of service and a growing commitment to first responders across Massachusetts BOSTON, MA, June 15, 2026 — Boston Firefighters Credit Union today announced that it has officially changed its name to First Responders Credit Union , reflecting the broader first responder community the organization serves while honoring the firefighters who founded it nearly 80 years ago. Founded in 1947 by members of the Boston Fire Department, the credit union was established to serve the financial needs of firefighters and their families. Over the decades, it has grown into a trusted financial institution serving firefighters, law enforcement professionals, EMS personnel, civilian employees of first responder agencies, and their families throughout Massachusetts. Today, more than 12,000 members rely on the credit union for banking, lending, and financial guidance tailored to the unique demands of first responder life. While the name is new, the mission is not. ...

Twenty-Five Years of Showing Up

www.NCOFCU.org/Tucson-AZ-2026    Attendee Registration Schedule at a Glance ...

47-Second Loan Décisions. Underwriting in Minutes. How AI is Revolutionizing Turnaround Time in Mortgage Lending

May 27, 2026 CU Today TORONTO–While AI has been deployed across a host of back office functions, on the consumer-facing side its promise is increasingly being seen in mortgage lending, where lenders are promising mortgage approval decisions in as little as 47 seconds, reporting that up to a third of inquiries are now being handled by chatbots, and slashing underwriting time to just minutes. Toronto-based TD Bank Group said it has also deployed its first agentic artificial intelligence system in mortgage lending, reducing the time required to prepare applications for underwriting from an average of roughly 15 hours to less than three minutes. According to a statement from TD Bank, the new AI model automates mortgage pre-adjudication — the process that occurs before a human underwriter reviews an application. The bank said the system classifies borrower documents, extracts and validates financial information, calculates income, performs policy and consent checks, identifies discrepancie...

AI Rapidly Reshaping How Consumers Discover, Compare & Choose Banking Products (But Trust Remains an Issue)

  Frank Diekmann May 26, 2026 SYDNEY — Artificial intelligence is rapidly reshaping how consumers discover, compare and select banking products, forcing financial institutions to rethink their digital marketing and customer acquisition strategies, according to a new report from Bain & Company .  The report, titled “How AI Rewrites the Rules of Brand Discoverability in Banking,” found that AI assistants such as ChatGPT, Claude and Google Gemini are increasingly acting as the first point of contact between consumers and banks, particularly in Australia, where consumers are using the technology to evaluate products, interpret fees and even prepare applications for loans and credit cards.  According to Bain & Company, the traditional banking sales funnel — once driven by branches, brokers, advertising and search engine rankings — is rapidly shifting toward AI-generated recommendations and responses. ‘Increasingly Influencing Choice’ “AI assistants increasingly influen...