Skip to main content

Reuters poll: Federal Reserve to cut rates by 25 basis points at next two meetings




BENGALURU, Oct 29 (Reuters)—The U.S. Federal Reserve will cut its key interest rate by 25 basis points on Nov. 7, according to all 111 economists in a Reuters poll. More than 90% of the economists predicted another quarter-percentage-point move in December.

Since the U.S. central bank kicked off its long-awaited easing cycle last month with a half-percentage-point reduction in the federal funds rate to a 4.75-5.00% range, news on the economy has been strong, including consumer spending and jobs data.
The Fed's next policy meeting is scheduled to start just after the Nov. 5 U.S. presidential election. Opinion polls show a neck-and-neck race, but recent momentum has shifted toward Republican candidate Donald Trump.
All 111 economists in the Oct. 23-29 Reuters poll predicted the Fed will switch back to a quarter-percentage-point reduction next week. More than 90% of them, a total of 103, expected the same-sized move in December, taking the fed funds rate to a 4.25%-4.50% range.
"I expect we will get a 25-basis-point cut at each of the next two meetings," said Thomas Simons, senior economist at Jefferies.
But Simons said, "The information we gather suggests the economy overall is not in desperate need of easing."
Poll medians showed that the Fed will deliver a total of 50 basis points of cuts each in the first two quarters of 2025 and another 25-basis-point cut in the final quarter of the year. This will take the fed funds rate to 3.00%-3.25% by the end of 2025, slightly lower than the Fed's median "dot-plot" projection.
Nearly 80% of economists, 74 of 96, predicted the fed funds rate to be in a 3.00%-3.25% range or higher by the end of next year, still technically in restrictive territory.
The Fed's current neutral rate estimate, the level of interest that neither stimulates nor restrains the economy, is 2.9%.
"Since the start of this year, the median view of Fed officials on the neutral rate has risen from 2.5% to 2.9%, and this view can likely edge up slightly more," noted Stephen Gallagher, chief U.S. economist at Societe Generale.
As most Fed officials advocate, the more cautious approach is the appropriate course, particularly as economic evidence shows more strength and perhaps more significant challenges in achieving the 2% inflation objective."
Asked about the greater risk to their end-2025 forecast, more than 80% of the economists, 33 of 40, said it was more likely to be higher than expected. The rest said lower.
For now, inflation appears under control, but economic growth is set to stay strong and could eventually usher in a revival.
The latest report of inflation as measured by the personal consumption expenditures price index, the Fed's preferred gauge, is due to be released on Thursday. PCE inflation is expected to edge down to 2.1% in September from 2.2%. According to the poll, PCE inflation was expected to hit the 2% target next quarter, averaging 2.1% and 2.0% in 2025 and 2026, respectively.
According to median forecasts in the poll, the U.S. economy will expand faster than Fed officials currently see as a non-inflationary growth rate of 1.8% in the coming years.
An advance estimate of gross domestic product, due to be released on Wednesday, is expected to show that the economy grew at a 3% annualized rate last quarter.

TRUMP ECONOMIC POLICIES

In the race for the White House, both Trump and Democratic Vice President Kamala Harris have proposed policies that could reignite price pressures, according to many economists.
When asked whose policies would be more inflationary, an overwhelming majority, 39 of 42, said Trump's would. He plans higher import tariffs as well as additional tax cuts, which will require a sharp increase in borrowing.
"Relative to our baseline, Trump's proposals, including more tax cuts ... could add to growth and upside inflation risks. And if the fiscal loosening is coupled with tariffs, the risks to higher inflation are significantly higher," said Brett Ryan, senior U.S. economist at Deutsche Bank.


Comments

Popular posts from this blog

Speakers & Sessions For NCOFCU 24 San Antonio TX.

National Council of Firefighter Credit Unions Inc (NCOFCU)  Speakers and Schedule! It is the National Council of Firefighter Credit Unions (NCOFCU) "GO TO Conference" for credit unions serving first responders! Who should attend? CEO's, VP's Directors and Staff See What's Planned Register Here! Bring your spouse, bring a guest to enjoy San Antonio, TX River Walk 4 Days Golf 16 + Sessions Alamo Reception Closing Dinner Right on the San Antonio River Walk Several Networking events Open Forums Idea Exchange Events Panel Discussions of CU Leaders National & Industry Speakers Trends in First-Responder Credit Unions Director & Volunteer Sessions Exhibitors ShowcaseAnd  So Much More! HOTEL REGISTER HERE

Why is NCUA Overlooking the Biggest Fee of All?

By Frank J. Diekmann NCUA has made a priority out of the F word in 2024—fees--announcing a special focus on NSF and OD fees this year.  And yet the agency seems to have little interest in the biggest and most egregious fee of all—the “merger” fee that comes when net worth isn’t returned to the people whose money it is in the first place, and it instead goes to insiders—often in amounts a multitude larger than any bounced check fee. It's sadly ironic that NCUA seems bothered by fees members opt into, but not by a merger fee they don’t seem able to opt out of. The merger fee is a hidden-in-plain-sight cost to members that is so brazen and increasingly occurring it has entered that dangerous territory of almost being taken for granted, with ev

In Rare Scenario, A Public Divide in Credit Unions

 WASHINGTON–In a highly unusual departure by a credit union community that almost always puts on a unified front, America’s Credit Unions said it does not support efforts by Navy Federal Credit Union to amend the Federal Credit Union Act in a way that would allow NCUSIF insurance to cover deposits at a military bank it operates. The issue has been strongly divisive, with Navy FCU working in Congress to have the FCU Act amended, military credit unions strongly opposing the move, and America’s Credit Unions not really taking a strong position as it sought to find a way forward on which everyone could agree. But as has become clear, there was not going to be an agreement, and the divide between not just credit unions but CU trade groups become prominent enough that ACU President and CEO Jim Nussle has released a video explaining the association has been unable to find a calm harbor. America’s Credit Unions now says it opposes Navy FCU’s bid to amend the FCU Act, which prohib