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Credit union loans grew 0.38% in June _-Have you'r loans kept up?

 September 2, 2025

Credit union loans outstanding increased 0.38% in June, compared to a 0.48% increase in May and a 0.17% increase in June 2024, according to America’s Credit Unions’ latest Monthly Credit Union Estimates. 

Products that led loan growth include: 

  • Home equity lines of credit (1.45%),
  • Credit cards, (0.87%),
  • Second mortgages (0.73%),
  • First mortgages (0.33%),
  • Secured personal loans (0.32%),
  • Unsecured personal loans (0.23%); and
  • Auto loans (0.1%).

On the decline in June were private student loans, which fell by 0.77%.

The report is generated from the Equifax Analytics Dataset, an anonymized random sample of credit report data that tracks 10% of all U.S. consumers with a Social Security number.

The estimates are updated monthly and available in an online dashboard with other resources. The Data and Tools section of America’s Credit Unions website contains a wide range of dashboard analytics; data at the state and district level, various calculator tools; the economic forecast; and more.

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