Skip to main content

Anouncing CU First Responders Finance (CUFR)

 

 



Comments

Post a Comment

Please no profanity or political comments.

Popular posts from this blog

What Should Credit Unions Know About Stablecoins?

  Congress is considering new legislation around cryptocurrency, and these new tools could have profound implications for the industry. Andrew Lepczyk Creditunions.com Cryptocurrency is seemingly everywhere in 2025, including member’s  virtual “wallets .” A  2022 study from CUNA  – now known as America’s Credit Unions – found cryptocurrency ownership among credit union members stood at 39%, as opposed to 17% of the general population. In some ways this makes sense; many Americans who feel excluded from the traditional financial system are drawn to cryptocurrency, mirroring the relationship many members have with their credit union. While there are plenty of enthusiasts, cryptocurrency also has its detractors. Many dismiss crypto ownership as speculative, and cryptocurrency as nothing more than an overly risky, volatile asset. Public failures of companies like FTX have only made the critics louder. A  recent study from the Pew Research Center  found 63% of r...
Post a Comment
Read Complete Article HERE>»

Before You Push Send!

  The Art of Thoughtful Discourse in a Noisy World In an era where opinions flood every corner of social media, news platforms, and casual conversations, the sheer volume of voices can be both inspiring and overwhelming. Everyone seems to have something to say, and while it's a beautiful thing to witness such diverse perspectives, it raises an important question: how can we ensure that our contributions are meaningful and resonate with others? The Power of Evidence-Based Opinions At the heart of impactful communication lies the value of substantiation. Personal views are indeed intriguing and can spark engaging discussions. However, without solid evidence or context to support them, these opinions can quickly lose their potency. When we articulate our thoughts without backing them up, we risk contributing to the noise rather than enhancing the dialogue. To make meaningful contributions, it’s essential to prioritize reasoning over reflexivity. Taking the time to gathe...
Post a Comment
Read Complete Article HERE>»

Sunday Reading: Federal Budget, 101

    Federal Budget, 101 The US federal budget outlines how the government plans to both raise revenue and spend it via its 3 million workers across more than 400 agencies in a given fiscal year.  The president submits   a detailed budget request to Congress. Congress then reviews this proposal   and develops its own budget resolutions through 12 appropriations bills. If there's an impasse, "continuing resolutions"   can be temporarily used to maintain funding while bills are debated.  Federal spending is divided into two main categories:  mandatory and discretionary . Mandatory includes expenses required by existing law (like Social Security, Medicare, and Medicaid). Discretionary spending includes funds for programs subject ...
Post a Comment
Read Complete Article HERE>»

Mastering Mortgages - A little History for the Day

  Mastering Mortgages     Background Mortgages  are a type of property loan that financial institutions, such as banks and credit unions, can offer when a prospective buyer decides against paying a property’s full cost in cash.  The lender provides funds to the borrower to purchase the property, and the borrower pays them back over a fixed time period, typically between 10 and 30 years. On top of paying back the base cost of the property, also called the “principal,” the borrower pays monthly interest to the lender.  Most buyers also pay a down payme...
Post a Comment
Read Complete Article HERE>»

Unlocking the Future: How Generative AI is Transforming Credit Unions

  Unlocking the Future: How Generative AI is Transforming Credit Unions In the rapidly evolving financial landscape, technology plays an increasingly pivotal role. Among the most exciting advancements is Generative AI, which is poised to transform how credit unions operate and serve their members. Read on to discover how generative AI can reshape the member experience and optimize operations within credit unions. What is Generative AI? Generative AI refers to a class of artificial intelligence that can create new content—such as text, images, and audio—based on existing data. Unlike traditional AI, which focuses on analyzing and recognizing patterns, generative AI synthesizes new information, offering exciting possibilities for financial institutions, particularly credit unions. The Applications of Generative AI in Credit Unions Personalized Financial Advice Credit unions pride themselves on their member relationships, and generative AI can enhance these connections....
Post a Comment
Read Complete Article HERE>»