Skip to main content

Happy Holidays To All Who Serve

 

Happy Holidays To All Who Serve


By Grant Sheehan and Anthony Hernandez

Every year, many Americans celebrate the joy of family and relief from work the holidays bring. Apart from the hustle and bustle, the holiday season is a special time to be with loved ones, engaging in family traditions and rituals, and making memories that will last a lifetime. However, not everyone gets to partake in the holiday gatherings.

 

There are over a hundred thousand military members serving in harm’s way or in 24-hour command centers ready to strike if and when our security is threatened. They constantly train and prepare for these moments in the hope they will never have to fully employ their expertise and skills. We sleep well because young men and women answer their country’s call to duty.

Anthony Hernandez
CEO DCUC


Grant Sheehan
CEO NCOFCU

Likewise, we also remember the tens of thousands who serve as of first responders, firefighters, paramedics, police officers, dispatchers, corrections officers, and hospital workers. These are local heroes who take emergency calls, protect and defend our neighborhoods, run towards danger, and fight like hell to keep us alive. Not just during Christmas, but every day on the calendar.


Finally, we must also recognize those who work hard to provide the food, deliver the gifts and services, and the means to travel so we can celebrate the holidays together. There are farmers and ranchers, food inspectors, truck drivers, warehouse operators, air traffic controllers, airline, rail, and bus drivers, retailers, and main street shop owners. Plus, let’s not forget all the grocery store workers and the sacrifices they make, especially during COVID.

The point is there are thousands of Americans who stand watch and serve while the rest of us celebrate. They will miss the warm family gatherings, watching their kids open their presents, or getting some extra sleep. At the same time, they will deal with other people’s problems while silently experiencing feelings of loneliness and other hardships. Deep down, they know they can never replace the valuable time and presence meant for many spouses and kids who have to deal with their absence. It is not the first or last time their families will make these adjustments while putting on a happy face for the sake of family harmony.

Here are some ways credit unions can support all who serve.

1. Recognize their sacrifice with simple actions. It can be an easy “thank you” or simply write it on your business card. Sometimes a short message on social media that “tags” any of the organizations that employ the heroes mentioned above can create an avalanche of thanks. The good news is that it doesn’t cost you anything more than finding a way to say, “Thanks!”

 

2. Protect those who protect us. Many military members and first responders quietly hide their post-trauma stress levels. Whether it is the constant threat of hostile action, responding to a series of emergency calls, another senseless automobile accident, a preventable house fire, a violent domestic situation, or trying to save a life in the emergency room, each of these heroes are near or in danger all the time. The emotional toll is very high and accumulates with each shift. Learn how to recognize the signs and how to properly offer help. Plus, you can donate to mental health and wellness programs, many which are sponsored by your credit union.

3. Support their families. There are many charities and credit union foundations that offer exceptional programs offering holiday meals and gift cards. Additionally, if you know the family, offer help with childcare, home repairs, or simple yardwork. Volunteer work is part of the credit union ethos. Plus, it is always a nice gesture to invite those left behind to join your family’s holiday celebrations while acknowledging and thanking their loved ones for their service.

4. Visit their place of work and share some goodwill. Drop off baked goods, snacks, coffee, or meals. Take your kids with you to teach the next generation how to be thankful. Even if all you can do is leave a simple “thank you” card on the office bulletin board, it will go a long way. Plus, when was the last time you thanked the person stocking the shelves or checking items you forgot to buy at the grocery store late on Christmas Eve?

5. Be a great neighbor. Check on families whose loved ones must serve and work over the holidays. Pay special attention to elderly and disabled neighbors. Drive safely, watch for winter conditions, control impulses leading to road rage, and avoid driving under the influence. Follow fire and safety precautions. Don’t overindulge in alcohol consumption or eat too much. Keep away from illegal drugs and narcotics. Consider each of these meaningful proactive measures as both an individual and a community contribution to all those who are serving over the holidays.

In the credit union world, we often pride ourselves when we can promote and demonstrate our “People Helping People” ethic. We also like to remind each other to “Be Kind, Do Good.” Imagine the impact when the recommendations above are implemented throughout the year, adding teachers, pastors, and our own credit union staff.

Have a wonderful holiday, spread some good cheer and be sure to THANK those who make it all possible.

Grant Sheehan is the Founder and Executive Director/CEO of the National Council of Firefighters Credit Unions. Anthony Hernandez is the President and CEO of the Defense Credit Union Council.

Remember, you're not alone with NCOFCU.org

Comments

Popular posts from this blog

Ramp Up Cyber Spending As AI Reshapes Industry Priorities

NEW YORK—Artificial intelligence is rapidly becoming the defining force shaping banking strategy, with 80% of banking executives now expecting AI to significantly disrupt their business and operating models within the next three to five years, according to KPMG's 2026 Banking Technology Survey. The survey of 200 U.S. banking executives found institutions are responding by accelerating investments in cybersecurity, payments modernization and technology-driven acquisitions. "AI, payments modernization, cybersecurity, and tech-driven M&A are no longer separate agendas," said Peter Torrente, KPMG's U.S. Banking Sector Leader, who said banks are increasingly being challenged to keep pace across technology, risk and growth simultaneously. Cybersecurity remains a top concern. More than three-quarters (76%) of banking leaders reported an increase in cyberattacks over the past year, while 92% said they are boosting cybersecurity budgets. In addition, 84% are increasing cyb...

White Paper from WOCCU Examines How Stablecoins are Reshaping Financial Infrastructure

WASHINGTON– World Council of Credit Unions (WOCCU) has released a new white paper that examines how stablecoins are reshaping the financial infrastructure that credit unions and other cooperative financial institutions rely on to serve their members.  According to WOCCU, the white paper, How Digital Money Is Impacting Credit Unions, Part 1: Focus on Stablecoins , is the first in a planned three-part series exploring how emerging forms of digital money are affecting the global credit union movement.  “The report begins by noting that stablecoins are no longer a niche fintech development, but part of a broader structural shift in how money is stored, moved and regulated,” WOCCU explained. “As commercial banks, payment networks, technology firms and retailers build stablecoin offerings or integrate stablecoin rails into their platforms, credit unions must consider how these changes could affect deposits, payments, member relationships and long-term institutional relevance.” For ...

Half of Credit Union & Bank CEOs are Now Older Than 65, Up From 20% Two Decades

NEW YORK — At a time when there are some generational changes in credit union leadership taking place, a new analysis has found the nation’s bank CEOs are getting older, with half of the chief executives leading banks now older than 65, compared with fewer than 20% two decades ago. The KBW Bank Index from Truist Securities found that the median age of bank CEOs has increased by 10 years since the early 2000s, mirroring a broader aging trend among corporate leaders across the United States. However, bank executives remain older on average than their counterparts in many other industries, according to the analysis by Truist Securities Managing Director John McDonald and associates Peter Nicolo and John Manahan. One reason is tenure. Bank CEOs typically remain in their positions longer than executives in many other sectors. According to data from CristKolder Associates cited in the report, financial-services CEOs average nine years in the role, compared with 5.4 years in the energy secto...

What Credit Unions Can—And Can't—Do With New Trump Accounts

07/02/2026 09:36 am         WASHINGTON--With Trump Accounts set to officially launch July 4, America’s Credit Unions updated its frequently asked questions document to clarify the role of credit unions now and in the future. Credit unions do not have a role to play yet, as the Treasury has not announced steps to transition accounts from initial provider BNY Mellon to other authorized institutions, ACU noted. Trump Accounts are tax-deferred accounts that can be established on behalf of a child under the age of 18. Account contributions begin after July 4, with contributions up to $5,000 a year allowed. Created by H.R. 1, the law also established a pilot program to deposit a one-time $1,000 grant into accounts of children born between Jan. 1, 2025 and Dec. 31, 2028. Once the child turns 18, the account funds are available for educational expenses, home ownership, entrepreneurship, and other designated purposes. Once guidance is available from Treasury, credit unions ...

Sunday Reading - We Hold These Truths to Be Self-Evident

We Hold These Truths to Be Self-Evident .  The Declaration of Independence is the founding document that formally announced the American Colonies' break from British rule. Adopted on July 4, 1776, it laid the philosophical and moral foundation for American self-governance, asserting that individuals possess inherent rights and that governments must be accountable to the people. While it didn't create a government or legal framework, the Declaration marked the birth of the United States as a sovereign nation. >  Hear why the Continental Congress decided to declare independence, how the text took shape...

NCUA Tells FICUs Crypto Trading is OK — If Big Exchanges Provide the Service

When it comes to reading between the lines of financial regulators’ advisory letters, tone matters. Take last week’s letter from the National Credit Union Administration (NCUA) which gave the federally insured credit unions (FICUs) it oversees permission to partner with digital asset providers to allow retail customers to buy, sell and trade in cryptocurrencies. Now compare it to the one issued by Comptroller of the Currency Michael Hsu’s agency to the national banks and federal savings associations it regulates a month earlier. On the surface, both said much the same thing: Financial institutions can provide cryptocurrency services (albeit with some notable differences: the OCC’s letter dealt with more back-end services, including custody services as well as holding and using dollar-pegged stablecoins for transaction settlement). Neither was enthusiastic. The NCUA’s letter said it “does not prohibit FICUs from establishing these relationships” — which is not as enthusiastic as “are a...

Twenty-Five Years of Showing Up

www.NCOFCU.org/Tucson-AZ-2026    Attendee Registration Schedule at a Glance ...

Emerging Risks and How to Mitigate Them

5 Emerging Risks and How to Mitigate Them With each technological advance emerges new risk. Think about it: Every technology upgrade, new mobile device and new payment method brings exposure that wasn’t identified previously. The real threat occurs when these risks aren’t anticipated or communicated within your organization. Here are five emerging risks every credit union should have on their radar right now: Social media. Employees posting comments on social media that are inaccurate or appear incomplete or disparaging can threaten your organization’s reputation. Be careful when taking disciplinary action, as the National Labor Relations Board can classify social media activity as “protected concerted activity.” Mistakes here can lead to retaliation, wrongful termination claims and expensive litigation. Internet of Things (IoT) era . The IoT offers new tools and technologies that provide constant connectivity. It also creates new opportunities for data compromises. Workplace ...

What You Might Not Know About July 4th.

Without President’s Signature, ROAD to Housing Act Becomes Law; Includes CU Board Modernization Act

WASHINGTON — The bipartisan 21st Century ROAD to Housing Act became law Friday without President Donald Trump’s signature after the president allowed the measure to take effect while Congress remained in session, choosing not to sign it in protest over the Senate’s failure to advance separate voter identification legislation.  The legislation includes the Credit Union Board Modernization Act, which reduces the frequency with which credit unions must meet and which had strong support from the credit union trade groups.  Trump announced on social media that he would not sign the housing package because the Senate had not passed the SAVE America Act, a measure he has championed requiring proof of citizenship for voter registration. Under the Constitution, a bill becomes law if the president neither signs nor vetoes it within 10 days, excluding Sundays, while Congress is in session.  Scott Simpson ‘Steadfast in Commitment’ “America’s Credit Unions, our league partners, and cr...