Tracking the Mobile Banking Revolution in Credit Unions

“Your boarding passes, movie tickets, retail coupons, loyalty cards, and more are now all in one place. With Passbook, you can scan your iPhone or iPod touch to check in for a flight, get into a movie, and redeem a coupon. .....Mobility Matters: Tracking the Mobile Banking Revolution in Credit Unions:

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Honor Our Heroes This Memorial Day

First Responder Credit Union Academy Attendee Registration Tucson, AZ 2026 ...

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FFIEC Proposes Biggest CAMELS Overhaul In 30 Years, Citing Need For Greater Transparency

W ASHINGTON—The Federal Financial Institutions Examination Council is seeking public comment on a proposed overhaul of the CAMELS supervisory ratings framework, marking what regulators said would be the first comprehensive revision of the bank and credit union examination system in approximately 30 years. Michelle Bowman The proposal would revise the Uniform Financial Institutions Rating System—better known as CAMELS—to place greater emphasis on material financial risk and improve the transparency and predictability of supervisory ratings. Regulators said the framework would continue to evaluate institutions on capital adequacy, asset quality, management, earnings, liquidity and sensitivity to market risk, while modifying certain composite and component rating definitions and evaluation factors. In announcing the proposal, FFIEC Chair and Federal Reserve Vice Chair for Supervision Michelle Bowman said the revised framework is intended to create “a decisive shift toward transpare...

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Vizo Financial and TCT Risk Solutions Announce Strategic Partnership

Vizo Financial and TCT Risk Solutions Announce Strategic Partnership to Enhance Risk Management Offerings Greensboro, N.C. (May 6, 2026) – Vizo Financial and TCT Risk Solutions are pleased to announce a new strategic partnership designed to expand and strengthen risk management solutions for credit unions. This partnership brings together Vizo Financial’s trusted role as a cooperative provider of back-office support, consulting and education with TCT Risk Solutions’ specialized risk management tools, which include credit migration, loan and deposit pricing, CECL, and asset liability modeling. Through this collaboration, Vizo Financial will offer TCT's signature software and advisory capabilities, equipping credit unions with actionable insights to better understand risk, optimize financial performance and make more informed strategic decisions. The partnership aims to help credit unions move beyond reactive risk m...

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Syracuse Fire Department Credit Union

p This just in - shared branching is HERE! What's shared branching? If you aren't nearby, you can visit a shared branching location throughout the country to perform a number of actions such as deposits, withdrawals, and loan payments. Traveling and need funds? Need a check while you're out of town? Try shared branching! More information and locations available on our website! https://www.syrfirecu.com/shared-branching/

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The First Social Network

Credit Unions: The Original Social Network Long before likes, follows, shares, and friend requests, people built networks another way: They showed up for each other. That’s essentially how credit unions began. Not as financial corporations, but as human networks built on trust, shared experiences, and mutual support. In many ways, credit unions were the first true social networks. Before Technology Connected People, Communities Did Today’s social platforms promise connection. They help people share ideas, ask questions, organize communities, and support causes. But more than a century ago, credit unions were already doing something remarkably similar — only in person and with real financial stakes involved. Teachers gathered with teachers. Factory workers organized with coworkers. Church members helped fellow congregants. Military personnel supported military families. Firefighters stood beside fellow first responders. Police officers supported the communities and d...

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Meeting Portals - Why Choose MyBoardPacket.com

MyBoardPacket is known as the simplest, most secure, and affordable online board packet solution. A low monthly fee, with no setup fee, no annual contracts, free customer support and unlimited users! We use MyBoardPacket.com here at NCOFCU, and we love it! Exclusive discount of 25% for NCOFCU Members! Additional discounts are granted for small asset size credit unions! Why choose MyBoardPacket over other meeting portals? The Facts: MyBoardPacket was the first secure board portal on the market, starting in 2001. So easy to use that no training is required! However, for your peace of mind, you have unlimited support and training with your very own Trainer, which any Admin can schedule whenever needed. Unlimited users , committees, and meetings from anywhere! On MyBoardPacket everyone is on the same page . Month-to-month subscription – our customers are with MyBoardPacket because they love it, not because they are locked into a lengthy contract! MyBoar...

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Just Out! - NCUA Stablecoin Plan Opens Door To Credit Union-Backed Digital Dollar Issuers

ALEXANDRIA, Va.—A sweeping new NCUA proposal to implement the GENIUS Act could open the door for credit union-backed stablecoin issuance, but only through separately licensed subsidiaries operating under an extensive new federal regulatory framework that limits risks to the Share Insurance Fund. The 269-page supplemental proposed rule issued Friday lays out how “permitted payment stablecoin issuers” affiliated with federally insured credit unions would be supervised, examined and regulated by the NCUA, while also establishing rules covering reserves, liquidity, custody, operational risk, cybersecurity, anti-money laundering compliance and disclosure standards. The proposal supplements an earlier February 2026 proposal by the agency focused primarily on licensing and investments in stablecoin issuers. Federally insured credit unions themselves would still be prohibited from directly issuing payment stablecoins under the GENIUS Act. Instead, issuance would have to occur through a separa...

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Equifax aftermath: How to protect against identity theft

Who here is scrambling around in the aftermath of the recent breach at Equifax to figure out if you’ve been compromised? Who here is wondering what to do about it if you are? If you’re one of the 143 million Americans whose data was accessed by cybercriminals, then you probably raised your hand. Even if you weren’t one of the 143 million, you might still want to take some precautions. You could instead be part of the millions of folks who’ve had their data stolen over the course of online history. Basically, if you have a social security number, have ever run a credit check, or have a pulse, you should listen up. Why? Two words: identity theft. Posted: September 14, 2017 by Malwarebytes Labs What could happen? The Equifax breach gave criminals access to vital personal information, including names, social security numbers, birthdates, addresses, and in some cases, driver’s license IDs and credit card numbers. And here’s just a slice of what thos...

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IRS Reporting Requirement Has Turned Into Uphill Battle for CUs

It’s in. It’s out. It’s in again. On Thursday, NAFCU, CUNA and more than 100 associations sent a letter to all members of the U.S. House of Representatives and Senate asking them to reject a proposed IRS reporting requirement that credit union trades have been pushing back against since July . The proposed IRS reporting requirement would require financial institutions, including credit unions, to report the inflows and outflows of personal and business accounts, as well as transfers between accounts of the same owner, if it is more than $600 per year. The proposal found new life inside the House version of the budget reconciliation bill after it was rejected in the version approved by the House Ways and Means Committee last month. On Tuesday, Speaker of the House Nancy Pelosi (D-Calif.) said the IRS reporting requirement would be included in the House version of the bill. CUNA, NAFCU and other organizations voiced their objections to the proposal in a joint letter. While the l...

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Apple Pay Lands 22 Credit Unions

By Roy Urrico CU Times May 06, 2015 Apple announced 24 new participating Apple Pay issuers, including 22 credit unions. More than 155 credit unions out of less than 250 issuers offer the service. Among the new credit union issuers are the $415 million Bellwether Community Credit Union in Manchester, N.H.; the $243 million Benchmark Federal Credit Union, in West Chester, Penn; the $15 million Blackhawk Community Credit Union in Beaver Falls, Penn.; the $2 billion CommunityAmerica CU in Kansas City, Mo.; the $2 billion Community First CU in Appleton, Wis.; the $143 million Connections CU in Pocatello, Idaho, the $164 million cPort CU in Portland, Maine; the $140 million Denver Fire Department FCU ; the $148 million Electro Savings CU in St. Louis; the $1.1 billion Elements Financial FCU in Indianapolis; the $448 million First Financial CU in Albuquerque, N.M.; the $541 million Greater Nevada CU in Carson City, Nev.; the $485 million Harvard University Employees CU in Cambridge, Mass...

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